Money Isn’t the Problem — Your Beliefs Are

Even after 30 years in recruiting and 13 years running my own business, with steady growth every year, I still felt stuck with a money block.

For years, I believed two things:

• Money gives me security.

• I have to work hard for money.

When I was working with a career coach, I clearly remember a session where they asked me a simple question: “How much money would you need in the bank to finally feel secure?”

I couldn’t answer.

That’s when I realized the fear wasn’t actually about money. It was about the beliefs I was carrying.

Through the mindset work I did in my coaching certification training, the same work I now share with my clients, I realized neither belief was true.

I already had security in other ways, through my relationships, skills, and resilience. It wasn’t money creating security; it was me.

And when I thought back at the times I made the most money? I worked less.

The Beliefs That Hold Us Back

I know I’m not the only one. Most of us have picked up money beliefs somewhere along the way that don’t actually serve us. See if any of these sound like you.

• Money is what gives me security.

• I have to work hard to earn money.

• There’s never enough money

• I’m not good with money.

• I don’t deserve to be wealthy.

• If I had more money, I’d finally be happy.

• If I had more money, I’d finally feel free.

Money Mindset in Action

If you notice some of these beliefs in your own life, here are a few simple steps to start shifting your money mindset today:

Name the story. Write down the first thought that comes up when you think about money. Don’t edit, just notice it.

Check how it feels. When you think of this belief, ask yourself:

• Does it bring me peace or stress?

• How do I act when I have this thought?

• How do I treat myself and others?

• What do I do (or avoid doing) in my life because of it?

Challenge the belief. Ask: Is this absolutely true? Where did this belief come from? What’s one piece of evidence that proves the opposite? 

Forgive the misunderstanding and name the truth. Write a forgiveness statement for the belief and replace the old belief with a grounded truth. For example:

• I forgive myself for believing money gives me security. The truth is, my security comes from who I am and the support around me.

• I forgive myself for believing I have to work hard to earn money. The truth is, money can flow with ease when I’m aligned with value and service.

• I forgive myself for misunderstanding that there’s never enough. The truth is, I am already enough, and there are always opportunities available to me.

Money mindset means shifting out of fear. When you clear the stories weighing you down, you create room for clarity, peace, and possibility.

The shift has been life-changing for me. And it can be for you, too.

If you’ve noticed yourself caught in money fears, self-doubt, or the pressure of trying to “do it all,” know you don’t have to stay there.

I guide people through mindset and emotional tools that help them let go of old beliefs and step into clarity, confidence, and a healthier relationship with money.

If this resonated with you, I invite you to reach out. I’d love to support you in creating your own breakthrough with money.